Selected Presentation: The Public Face of Bioethics: Watchdog or Show Dog?

Posted by CHPRE Staff Presentations Thursday, October 24th, 2002

Eckenwiler, L with Felicia Cohn, Francoise Baylis, Elisa Gordon, and Ashby Sharpe, “The Public Face of Bioethics: Watchdog or Show Dog?” American Society for Bioethics and Humanities, Baltimore, Maryland, October 24-27, 2002

The Non-Group Insurance Market: Short on Fact, Long on Opinions and Policy Disputes - Len M. Nichols with Mark V. Pauly

Posted by CHPRE Staff Publications Wednesday, October 23rd, 2002

Abstract:

Individual health insurance is more administratively costly and more prone to adverse selection (especially in the presence of community rating) than group health coverage is. In this paper we show that the individual market has been shrinking over time but that it might be stimulated if tax credits for such insurance were made available. The primary areas of factual disagreement have to do with the frequency with which individual insurers charge some applicants higher premiums than others (based on health risk), and the effect that premiums related to risk have on the likelihood of insurance purchase at different income levels. The primary area of policy disagreement concerns the value of offering insurance at lower premiums to higher risks relative to the value of making voluntary insurance attractive to lower risks. We argue that a major market failure for individual coverage may be caused by insurers’ inability to distinguish some truly low risks. We conclude that the individual market works acceptably well for about 80 percent of potential buyers, but its performance for the remaining 20 percent of low-income or high-risk persons is controversial.

“The Non-Group Insurance Market: Short on Fact, Long on Opinions and Policy Disputes,” Health Affairs web exclusive (October 23, 2002), with Mark V. Pauly.

Click here to view the article.

 

Invited Presentation: Emergency Health Workers and the Ethics of Crisis

Posted by CHPRE Staff Presentations Monday, October 21st, 2002

Eckenwiler, L. “Emergency Health Workers and the Ethics of Crisis,” National Defense and Human Research Protections, Baltimore, Maryland, October 21-23, 2002

Invited Presentation: Thinking about the ‘Vulnerable’ in Research,

Posted by CHPRE Staff Presentations Thursday, October 17th, 2002

Eckenwiler, L. “Thinking about the ‘Vulnerable’ in Research,” Medical Humanities Forum, University of Maryland-Baltimore, October 17, 2002